Today's Best GIC Rates

October 5, 2015

arrow up1 Year1.55%
arrow down2 Year1.76%
arrow down3 Year1.86%
arrow down4 Year2.00%
arrow up5 Year2.16%
arrow downCashable1.25%

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How We Do It

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rates in Canada while ensuring the safety of your investments.

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Who We Are

Our mission is to educate our
clients so we can work together to achieve your financial goals.

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Latest News

October 1, 2015 at 4:52 pm | by Alex Preswick

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Ease Your Retirement Worries with Immediate Annuities

Ease your retirement worries

The majority of Canadians work hard to accumulate a retirement fund and many are averse to exposing savings to unnecessary market risk after they retire. In today’s prolonged low interest rate environment, immediate annuities are often dismissed or overlooked as a viable vehicle for providing retirement income. Perhaps they shouldn’t be. An annuity is an investment that provides a guaranteed income stream for a set period of time or for the lifetime of the annuitant. While annuities may not be for everyone, for those trying to find a way to guarantee income in retirement Immediate Annuities may be the answer.

September 2, 2015 at 11:30 am | by Alex Preswick

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1 in 3 Canadians Will Become Disabled Before the Age of 65


What you need to know about your Group Long Term Disability

Having a source to replace your earned income in the event of an illness or accident is vital considering that on average, 1 in 3 Canadians will become disabled for a period of more than 90 days at least once before the age of 65. For those that are disabled for more than 90 days the average length of that disability is 2.9 years.

August 2, 2015 at 11:49 am | by Alex Preswick

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Critical Illness – Are You Protected?

Critical Illness

Why a Doctor Invented Critical Illness Insurance Critical Illness insurance was invented by Dr. Marius Barnard. Marius assisted his brother Dr. Christiaan Barnard in performing the first successful heart transplant in 1967 in South Africa. Through his years of dealing with cardiac patients, Marius observed that those patients that were better able to deal with the financial stress of their illness recovered more often and at much faster rate than those for whom money was an issue.

July 2, 2015 at 8:44 am | by Alex Preswick

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Estate Planning Tips for Real Estate Investors


For many Canadians the majority of their wealth is held in personally owned real estate. For most this will be limited to their principal residence, however, investment in recreational and real estate investment property also forms a substantial part of some estates. Due to the nature of real estate, it is important to utilize estate planning to realize optimum gain and minimize tax implications.

June 1, 2015 at 12:48 pm | by Alex Preswick

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The Estate Bond

Multi Generation Family Running Along Beach Together

Growing your estate without undue market risk and taxes.
Often we see older investors shift gears near retirement and beyond.  Many become risk adverse and move their assets into fixed income type investments.  Unfortunately this often results in the assets being exposed to higher rates of income tax and lower rates of return – never a good combination.